Fractional CFO services for growing Kendall businesses

There’s a stage every successful Kendall business hits. Revenue is seven figures or heading there, there are employees and vehicles and a lease and maybe a second location, and the owner is still making every financial decision by instinct. The books are fine — that’s bookkeeping — but nobody is looking forward. Nobody knows what next quarter’s cash looks like, whether the new location pencils out, whether the bank will approve the line, or what the business is actually worth.

That’s the gap a fractional CFO fills. We sit on your side of the table as the finance leader, on a schedule and budget that fits a company your size.

What a fractional CFO does for a Kendall business

• 13-week cash-flow forecasting — a rolling, weekly view of cash in and cash out, so payroll and tax deposits are never a surprise and you know months ahead when you’ll need the line of credit.
• Budgets and projections — an annual budget tied to your goals, updated as reality changes, and a three-year projection when you’re planning a move.
• KPIs and dashboards — the handful of numbers that actually run your business (gross margin by job, food cost percentage, revenue per provider, cost per truck mile) tracked monthly and reviewed with you.
• Financing — preparing the package for an SBA loan, a bank line, or equipment financing, and sitting in the meeting with the lender. We know what Miami-Dade lenders ask for.
• Pricing and profitability — which services, customers, locations, or jobs make money and which don’t, with a plan to fix the ones that don’t.
• Entity and tax strategy — holding companies, real-estate LLCs, retirement plans, and compensation structures that reduce tax as the business grows.
• Exit and succession planning — valuation, preparing the business for sale or transfer to family, and structuring the deal.

Who hires a fractional CFO in Kendall

Multi-location restaurant groups along Kendall Drive and SW 137th Avenue. Contractors bidding larger commercial and county work. Medical and dental practices adding providers or a second office. Trucking and logistics companies near Miami Executive Airport managing fleet financing. Law firms and professional groups in the Dadeland corridor planning partner transitions. Real estate investors moving from a few rentals to a portfolio. The common thread: a business between roughly $1 million and $20 million in revenue, with an owner who wants to make decisions on numbers.

How it works

We start with a financial assessment of the business — books, cash, margins, debt, tax position — and a written plan. Then we move to a monthly rhythm: the books close (ours or yours), we update the forecast and dashboard, and we meet to make decisions. Everything is a fixed monthly fee scoped to the level of involvement you need, and it scales up or down with the business.

Fractional CFO in Kendall — FAQs